Personal Loans

Consumer Loans

If you are looking to finance the purchase of a car, truck, boat, or other consumer loan, Resurgens has loan options available to you. We will take the time to understand your needs and provide options to meet your needs.


Construction and Home Improvement

For home owners seeking to remodel, renovate or build your home, Resurgens provides construction loans. Depending on the scope of the project, the loans are often structured over 6-12 months with interest-only payments.  Draws on the line are generally monthly and construction progress is inspected by a third party inspector prior to funding the draw request. Subject to Bank approval, you may select the builder/contractor of your choice to build or renovate your home.

 

Residential Mortgage

We understand that everyone’s home loan and mortgage needs are different. That’s why we offer various residential loan programs tailored to your specific needs. Our knowledgeable lenders will help you determine the best loan product in order to achieve your financial goals, whether you are buying your first home, refinancing an existing one, or building a dream home.

 

Home Equity Lending

If you need to finance a major purchase such as a new car, home repair, or unexpected expenses, using the equity in your home could be an alternative to using other higher-interest rate financing options.  Home equity lines of credit are a great way to pay for expenses as they arise. For lines of credit, the interest rate may float with the Prime Rate as published in the Wall Street Journal and for amortizing loans, the interest rate may be a fixed rate for a specific term. The interest you pay on this loan may be tax deductible. Consult your tax advisor.
 

Personal Lines of Credit

Lines of credit are available that can be used for a variety of needs.  Lines or loans may be unsecured or secured, such as Resurgens’ Certificate of Deposit.

 

 Resurgens Bank NMLS # 671611